We have a health plan that could give you more at no extra cost. Keep reading to find out how.
Medicaid is a health insurance program run by states. It provides coverage for people with low incomes. Medicare is a federal program. It provides coverage for people over age 65, and people under age 65 who qualify due to a disability.
If you have both Medicaid and Medicare, there's a special type of health plan you should know about, called a "dual special needs plan," or "dual plan" for short. Dual plans combine Medicaid and Medicare into one plan. They cover doctor visits, hospital stays and prescription drugs. Plus, they offer programs and extra benefits to help you save money and live a healthier life.
Here's the really good news. With most dual plans, you'll keep your Medicaid benefits, and you'll get more benefits than Original Medicare at no extra cost. Even if you do have a premium (the amount you pay for insurance), you may qualify for low-income subsidies to help with the cost. Plans may cover:
Not all dual plans are the same. More people trust UnitedHealthcare for their dual plan insurance than any other insurance company.1CMS data (August 2018) Internal SMRT Market Overview 2018. Our dual special needs plan is called UnitedHealthcare Dual Complete®. With our plan, we'll make sure that:
Plans are insured through UnitedHealthcare Insurance Company or one of its affiliated companies, a Medicare Advantage organization with a Medicare contract and a contract with the State Medicaid Program. Enrollment in the plan depends on the plan's contract renewal with Medicare.
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